How to Accept PayNow for Bookings in Singapore (2026 Guide)

In Singapore, PayNow is how people pay. It is a bank-to-bank transfer that many customers already know how to make. LovingBooking charges no transaction fee for displaying your own PayNow QR, though the customer’s or business’s bank terms may apply. So when a customer books an appointment with you, the most natural way for them to pay you is a PayNow transfer through their own banking app — not fumbling for a credit card.

LovingBooking lets you show your own PayNow QR on the booking page. The transfer goes to your bank account, the customer uploads proof, and you verify the full booking balance before marking the booking paid. This guide walks through exactly how it works and how to turn it on.

Why PayNow Beats Card Payments for Singapore Bookings

Card processing comes with per-transaction fees, payout delays of a few business days, and a checkout step that some customers abandon. PayNow sidesteps all of it:

• No LovingBooking transaction fee. LovingBooking does not charge a transaction fee for this QR display flow; your bank’s PayNow terms may still apply.
• Direct bank transfer. Funds move between the customer’s bank and yours. Verify the full balance in your own banking app before marking the booking paid; a screenshot is proof to review, not an automatic receipt.
• Familiar to customers. Most people in Singapore already use PayNow daily. Scanning a QR code or entering a mobile number feels routine, not risky.
• Fits a deposit policy or full payment. If you arrange a partial deposit, do it outside the booking flow and keep the full service total clear; otherwise ask for the full amount up front.

For a broader view of how LovingBooking compares to other tools on fees and features, see our rundown of the best booking apps for Singapore salons.

How PayNow Payments Work on LovingBooking

The flow is deliberately simple, and it mirrors how Singaporeans already pay each other:

1. A customer books an appointment on your public booking page.
2. On the confirmation screen, your PayNow QR code is displayed alongside the full service total.
3. The customer opens their banking app, scans the QR (or pays to your mobile number), and completes the transfer.
4. They upload a screenshot of the successful payment as proof, right there on the booking page.
5. You get an email notification with the payment proof attached. Verify the full balance against your own bank account before marking the booking paid yourself; uploading a screenshot does not automatically confirm payment or receipt.

Because you are shown the proof, you stay in control — you verify each payment before treating the slot as paid, and there is no third-party payment processor sitting between you and your customer's money.

How to Turn On PayNow Payments (Step by Step)

Step 1: Get Your PayNow QR Code

Open your business banking app and generate your PayNow QR code. Most Singapore banks let you download or screenshot a QR linked to your business account or UEN. If you trade under a personal PayNow, that works too — but a business/UEN PayNow looks more professional on a booking page.

Step 2: Enable QR Code Payment in Settings

In your LovingBooking dashboard, open Settings and switch on QR code payment. This is the toggle that reveals your payment QR to customers at checkout.

Step 3: Upload Your QR Code Image

Upload the PayNow QR image you saved in Step 1. LovingBooking accepts PayNow, and the same feature also supports PromptPay, UPI, Pix, and GCash if you serve customers across the region. Your QR now appears on the booking confirmation page for every new booking.

Step 4: Decide What to Charge Up Front

Keep the full service total clear on the booking page. LovingBooking does not provide a partial-payment rail; if you arrange a deposit, agree the amount outside the booking flow, have the customer pay your QR in their banking app, and track that partial payment outside LovingBooking. Verify the full balance against your bank account before marking the booking paid. Our guide to reducing no-shows covers where that business policy fits alongside reminders and clear cancellation terms.

Step 5: Test It Yourself

Make a test booking on your own page, scan the QR, and confirm the proof-upload step works and that the notification email reaches you. Once you have seen it end to end, you are ready to share your booking link.

Handling Payments Day to Day

When a proof comes in, verify it against your bank statement before the appointment. The payment-proof email includes the customer name, service, date, time, and amount, so reconciliation is quick. A few habits keep this clean:

• Check the amount and reference. Make sure the transferred sum matches the booking, and note the transaction reference against the appointment.
• Confirm before the day. Verifying proofs a day ahead means no awkward conversations at the counter.
• Keep a deposit rule you can explain. If a customer no-shows after paying only a deposit, having a written policy makes the outcome fair and predictable.

If you are still setting up your booking page from scratch, start with our complete guide to setting up online booking in Singapore, then layer PayNow on top.

Is PayNow Right for Your Business?

PayNow suits almost every Singapore service business — salons, clinics, tutors, trainers, photographers, and studios. It is especially valuable when:

• Your services are high-value and no-shows are costly, so a deposit protects your time.
• You want to avoid card processing fees eating into thin margins.
• Your customers are local and already comfortable with PayNow.

If you serve a lot of overseas or corporate clients who expect card or invoice payments, you may want to offer a card option as well. But for day-to-day local bookings, PayNow is hard to beat on cost and convenience.

Get Started

Accepting PayNow on your booking page takes only a few minutes once your account is set up. Upload your QR, flip the toggle, and customers can pay you from their banking app. LovingBooking charges no transaction fee for this flow; your bank’s PayNow terms may still apply, and you verify payment manually.

Create your LovingBooking account and turn QR payments on. The account is free to start; QR code payments sit on the paid plans.