How to Accept PayNow for Bookings in Singapore (2026 Guide)

In Singapore, PayNow is how people pay. It is instant, it is free for the customer, and almost everyone already has it set up inside their banking app. So when a customer books an appointment with you, the most natural way for them to pay a deposit or settle the bill is a quick PayNow transfer — not fumbling for a credit card.

LovingBooking lets you accept PayNow directly on your booking page, with zero transaction fees and the money landing straight in your bank account. This guide walks through exactly how it works and how to turn it on.

Why PayNow Beats Card Payments for Singapore Bookings

Card processing comes with per-transaction fees, payout delays of a few business days, and a checkout step that some customers abandon. PayNow sidesteps all of it:

• No transaction fees. The transfer is bank-to-bank. LovingBooking takes no commission and adds no hidden charges — you receive the full amount.
• Instant settlement. Funds move directly between bank accounts, so there is no waiting several days for a payout.
• Familiar to customers. Most people in Singapore already use PayNow daily. Scanning a QR code or entering a mobile number feels routine, not risky.
• Works for deposits or full payment. Ask for a deposit to secure high-value slots, or take the full amount up front — your choice per booking.

For a broader view of how LovingBooking compares to other tools on fees and features, see our rundown of the best booking apps for Singapore salons.

How PayNow Payments Work on LovingBooking

The flow is deliberately simple, and it mirrors how Singaporeans already pay each other:

• A customer books an appointment on your public booking page.

• On the confirmation screen, your PayNow QR code is displayed alongside the amount due.

• The customer opens their banking app, scans the QR (or pays to your mobile number), and completes the transfer.

• They upload a screenshot of the successful payment as proof, right there on the booking page.

• You get an email notification with the payment proof attached, so you can confirm at a glance. The customer receives an automatic acknowledgement that their proof was received.

Because you are shown the proof, you stay in control — you verify each payment before treating the slot as paid, and there is no third-party payment processor sitting between you and your customer's money.

How to Turn On PayNow Payments (Step by Step)

Step 1: Get Your PayNow QR Code

Open your business banking app and generate your PayNow QR code. Most Singapore banks let you download or screenshot a QR linked to your business account or UEN. If you trade under a personal PayNow, that works too — but a business/UEN PayNow looks more professional on a booking page.

Step 2: Enable QR Code Payment in Settings

In your LovingBooking dashboard, open Settings and switch on QR code payment. This is the toggle that reveals your payment QR to customers at checkout.

Step 3: Upload Your QR Code Image

Upload the PayNow QR image you saved in Step 1. LovingBooking accepts PayNow, and the same feature also supports PromptPay, UPI, Pix, and GCash if you serve customers across the region. Your QR now appears on the booking confirmation page for every new booking.

Step 4: Decide What to Charge Up Front

Set your prices so the amount shown at checkout matches what you want collected — either a deposit to reduce no-shows or the full service price. Taking a payment up front is one of the most effective ways to make bookings stick; our guide to reducing no-shows covers where deposits fit alongside reminders and clear cancellation terms.

Step 5: Test It Yourself

Make a test booking on your own page, scan the QR, and confirm the proof-upload step works and that the notification email reaches you. Once you have seen it end to end, you are ready to share your booking link.

Handling Payments Day to Day

When a proof comes in, verify it against your bank statement before the appointment. The payment-proof email includes the customer name, service, date, time, and amount, so reconciliation is quick. A few habits keep this clean:

• Check the amount and reference. Make sure the transferred sum matches the booking, and note the transaction reference against the appointment.
• Confirm before the day. Verifying proofs a day ahead means no awkward conversations at the counter.
• Keep a deposit rule you can explain. If a customer no-shows after paying only a deposit, having a written policy makes the outcome fair and predictable.

If you are still setting up your booking page from scratch, start with our complete guide to setting up online booking in Singapore, then layer PayNow on top.

Is PayNow Right for Your Business?

PayNow suits almost every Singapore service business — salons, clinics, tutors, trainers, photographers, and studios. It is especially valuable when:

• Your services are high-value and no-shows are costly, so a deposit protects your time.
• You want to avoid card processing fees eating into thin margins.
• Your customers are local and already comfortable with PayNow.

If you serve a lot of overseas or corporate clients who expect card or invoice payments, you may want to offer a card option as well. But for day-to-day local bookings, PayNow is hard to beat on cost and convenience.

Get Started

Accepting PayNow on your booking page takes only a few minutes once your account is set up. Upload your QR, flip the toggle, and every customer who books can pay you instantly with zero fees.

Create your LovingBooking account and turn QR payments on. The account is free to start; QR code payments sit on the paid plans.